WhatsApp’s UPI-based payments feature has been under testing for some time now. First enabled in February, the payments feature reached only a handful of users, and the home-grown wallet service provider Paytm accused WhatsApp of not following UPI payment security guidelines. Soon, the National Payments Corporation of India (NPCI) – a government body behind UPI -- said that WhatsApp would have to make its payments feature fully interoperable in order to continue being part of the UPI ecosystem.
The new payments’ request feature is available only in the beta app for Android and only for select users. The feature requires virtual payment address (VPA) to request payment using UPI protocols. To enable the feature, a user needs to download and install the beta version 2.18.113. In the beta app, the user needs to go to settings and check for ‘payments’ option. Only those users who see the ‘payments’ option can exercise the payments’ request feature by selecting the option and setting it up
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